8:25 AM
Kinsz
So as to safe guard ones handset against various damages, many people opt to go for mobile phone insurance. This is especially so for the very expensive and trendy handset. Before settling for an insurance company, a person needs to make thorough investigations. Once you come up with a reliable one is when you can contact them. You also need to know the various options that they offer. Here are some of the things that this companies offer.
You may insure your handset against theft. This will imply that the handset will be replaced by that company if at all it gets stolen. This will mean that your claim is going to be investigated.
Negligence from your part will automatically disqualify you from being compensated. In case you left it in your home, you will need to show that a forced entry was made. The terms and conditions may differ depending on the provider that you sign up with.
You could buy one that takes care of damage caused by either water or fire. If you take this kind and your handset gets stolen, then no reimbursement is made. Unless you take cover for both instances. Damage caused by other fluids may also be considered depending on the company.
A company may reinstate a handset if someone intentionally spoils it. This will only be possible if you take a cover against malicious damage. An inquiry will have to be made to ascertain that you took no part in this. To make it simpler for them, you may decide to sue the assailant. This way you get to clear your name and speed the procedure.
A person may also choose to get cover from fraudulent or unauthorized calls. Here all the calls made after losing the receiver will be taken care of. Some companies though only cover the calls that are made immediately the mobile phone is lost. You must therefore ensure you file a complaint within the time frame stipulated in your contract.
Another option is to take one for the accessories. This will make the company reinstate all the lost accessories. This may include; chargers, headphones, memory cards, batteries among others. You should read the contract carefully before signing it. You might find that some omit replacement of Bluetooth equipment. Most mobile phone insurance companies though do not reimburse non factory standard software.
You may insure your handset against theft. This will imply that the handset will be replaced by that company if at all it gets stolen. This will mean that your claim is going to be investigated.
Negligence from your part will automatically disqualify you from being compensated. In case you left it in your home, you will need to show that a forced entry was made. The terms and conditions may differ depending on the provider that you sign up with.
You could buy one that takes care of damage caused by either water or fire. If you take this kind and your handset gets stolen, then no reimbursement is made. Unless you take cover for both instances. Damage caused by other fluids may also be considered depending on the company.
A company may reinstate a handset if someone intentionally spoils it. This will only be possible if you take a cover against malicious damage. An inquiry will have to be made to ascertain that you took no part in this. To make it simpler for them, you may decide to sue the assailant. This way you get to clear your name and speed the procedure.
A person may also choose to get cover from fraudulent or unauthorized calls. Here all the calls made after losing the receiver will be taken care of. Some companies though only cover the calls that are made immediately the mobile phone is lost. You must therefore ensure you file a complaint within the time frame stipulated in your contract.
Another option is to take one for the accessories. This will make the company reinstate all the lost accessories. This may include; chargers, headphones, memory cards, batteries among others. You should read the contract carefully before signing it. You might find that some omit replacement of Bluetooth equipment. Most mobile phone insurance companies though do not reimburse non factory standard software.
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